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Termini del glossario

Glossario dei termini della gestione delle risorse umane e dei benefici per i dipendenti

Indice dei contenuti

Fuel Cards

Fuel cards, also known as fleet cards or gas cards, are specialized payment cards that are issued to individuals or organizations to facilitate the purchase of fuel for vehicles. These cards are typically linked to specific fuel providers or networks and can be used at designated fuel stations. Fuel cards offer convenience, expense tracking, and potential cost savings for businesses or individuals with significant fuel expenditures.

What are fuel cards?

Prepaid cards specifically designed for purchasing fuel, often used as an employee benefit or incentive.

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What benefits do fuel cards offer?

Benefits of fuel cards include:

  • Cost savings: Secure negotiated discounts, earn rewards, and potentially utilize tax advantages for maximized savings.
  • Convenience: Simplified payment process, contactless transactions, and access to a network of fueling stations.
  • Improved control: Track expenses, set spending limits, and manage budgets effectively for both businesses and individuals.
  • Security: Reduce fraud risk by eliminating cash handling and utilizing secure card verification protocols.
  • Data insights: Obtain detailed transaction data for expense analysis, budgeting, and fleet management purposes.

Why do businesses or individuals use fuel cards?

Reasons for using fuel cards include benefits to both businesses and individuals:

1. Businesses

  • Simplified expense management: Fuel cards streamline expense tracking and eliminate the need for managing receipts and cash advances.
  • Cost control and budgeting: Set spending limits and monitor fuel usage for better budget control and fleet management.
  • Bulk discounts and price benefits: Secure negotiated discounts through partnerships with fuel providers, leading to cost savings.
  • Improved security and fraud prevention: Reduce the risk of fraudulent transactions and cash handling errors with enhanced security features.
  • Tax advantages: Depending on location, utilizing fuel cards may offer tax benefits for businesses.

2. Individuals

  • Convenience and budgeting: Simplify gas purchases with one card and track spending for personal budgeting.
  • Rewards and benefits: Earn points, cashback, or discounts on fuel purchases depending on the card program.
  • Enhanced security: Reduce the risk of carrying cash and protect against credit card fraud at gas stations.
  • Budget control tools: Set spending limits on the card to manage personal fuel expenses effectively.
  • Emergency fuel access: Some cards offer emergency fuel assistance services in case of unexpected situations.

How do fuel cards work?

Here’s how fuel cards work:

  • Types: Prepaid cards require pre-loaded funds, while credit-based cards allow purchases on credit with monthly billing.
  • Networks: Cards are usually affiliated with specific fuel networks or individual stations, limiting usage depending on the program.
  • Purchase process: Swipe the card at authorized stations and pay for fuel directly, without additional paperwork or receipts.
  • Transaction data: Fueling transactions are automatically recorded and synced with online accounts for expense tracking and analysis.

How can businesses or individuals track fuel expenses with fuel cards?

Expense tracking can be easy with fuel cards because of:

  • Online portals: Most fuel card programs offer online portals to track transactions, view statements, and download expense reports.
  • Mobile apps: Many programs have dedicated mobile apps for convenient on-the-go tracking of fuel expenses.
  • Integration with accounting software: Some cards integrate with business accounting software, simplifying expense reporting for companies.

Are fuel cards limited to specific fuel providers or networks?

Fuel cards provider and network limitations include:

  • Restricted networks: Some cards can only be used at specific fuel stations or within designated networks, limiting your choice.
  • Geographic limitations: Network coverage might not be uniform across all regions, potentially restricting usage in certain areas.
  • Fees and charges: Some cards may have annual fees, inactivity fees, or transaction charges, impacting overall savings.

Sondaggi sul polso dei dipendenti:

Si tratta di brevi sondaggi che possono essere inviati frequentemente per verificare rapidamente cosa pensano i vostri dipendenti di un argomento. Il sondaggio comprende un numero ridotto di domande (non più di 10) per ottenere rapidamente le informazioni. Possono essere somministrati a intervalli regolari (mensili/settimanali/trimestrali).

Incontri individuali:

Organizzare riunioni periodiche di un'ora per una chiacchierata informale con ogni membro del team è un modo eccellente per farsi un'idea reale di ciò che sta accadendo. Poiché si tratta di una conversazione sicura e privata, aiuta a ottenere maggiori dettagli su un problema.

eNPS:

L'eNPS (employee Net Promoter score) è uno dei metodi più semplici ma efficaci per valutare l'opinione dei dipendenti sulla vostra azienda. Include una domanda intrigante che misura la fedeltà. Un esempio di domande eNPS è il seguente: Quanto è probabile che raccomandi la nostra azienda ad altri? I dipendenti rispondono al sondaggio eNPS su una scala da 1 a 10, dove 10 indica che è "altamente probabile" che raccomandino l'azienda e 1 indica che è "altamente improbabile" che la raccomandino.

In base alle risposte, i dipendenti possono essere classificati in tre diverse categorie:

  • Promotori
    Dipendenti che hanno risposto positivamente o sono d'accordo.
  • Detrattori
    Dipendenti che hanno reagito negativamente o in disaccordo.
  • Passivi
    I dipendenti che sono rimasti neutrali nelle loro risposte.

Are there any limitations or restrictions on the use of fuel cards?

Limitations and restrictions of fuel cards include:

  • Network limitations: Remember the mentioned restrictions regarding specific networks and geographic coverage.
  • Spending limits: Preset spending limits can be beneficial for budget control but may need adjustments for unexpected needs.
  • Exclusions: Specific fuel types, convenience store purchases, or vehicle maintenance costs might be excluded from card usage.
  • Program terms and conditions: Carefully review the specific terms and conditions of your chosen fuel card program to understand any limitations or restrictions.

Solution to this would be to choose the right fuel card! Consider your typical fuel usage, preferred network coverage, desired rewards or discounts, and any relevant business requirements to select the fuel card program that best aligns with your needs.

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